Introduction The term Disruptive Technology is first coined in 1995 by Bower & Christensen (Johnstone & Kivimaa, 2017). In their article “Disruptive Technologies: Catching the Wave” (Bower & Christensen, 1995). According to Cambridge English Dictionary, disruptive technology is “a new technology that completely changes the way things are done (Disruptive technology, n.d) In their paper, Bower et al (1995) …
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